Newer media can offer a breadth of perspective and information beyond what one can find through old-school means. Our curated list of the top Senior Living Blogs for 2020 – features the essential information to help make the life of all seniors better. Rather than becoming overwhelmed with the options for Senior Blogs, enjoy these Read more >>
Annuities have been around in one form or another since the dawn of time. They were used during the Roman Empire as retirement savings plans and have survived in one form or another until today. And they are more relevant and useful than ever, with many retirees depending on the income generated by these vehicles Read more >>
A viatical settlement is a type of life settlement reserved for those diagnosed with a chronic or terminal illness. A viatical occurs if someone who bought a policy from a life insurance company, and sells it after falling chronically ill. The cash payout from a Viatical is tax free when used to cover certain health Read more >>
Tertiary transactions are a major part of any life settlement asset manager’s acquisition strategy. The Tertiary Market consists of the sale of a life settlement asset that has already gone through the origination process, normally called the “Secondary Market”. For a multitude of reasons, asset managers both buy and sell on the tertiary market. In Read more >>
Retirement is a big deal for virtually everybody. Those fortunate enough to live into their golden years have often spent decades upon decades mapping out how they’d save their money. However, once one reaches retirement, it’s impossible to go back in time and plan for retirement more appropriately. As such, it’s important to plan for Read more >>
The face value of total life settlements has increased for the second consecutive year, signaling a promising landscape for the settlement market, according to the Conning Report released in November. The report, entitled, “Continued Growth, Positive Outlook,” includes an overview of the life settlement market, an examination of the factors that drive settlements and sections Read more >>
A life insurance payout happens when the beneficiary of a life insurance policy files a claim to receive the payout value of the insurance policy. No one who purchases a life insurance policy knows exactly how the policy will ultimately play out, but the most anticipated outcome is a payout to the policy’s beneficiary. Since Read more >>
The cost of long-term care and general healthcare costs are higher than they have ever been, and the increase doesn’t appear to be slowing anytime soon. Medicare covers only a portion of healthcare costs in retirement, leaving you on the hook for what will likely be a significant chunk. See How Much Your Policy May Read more >>
We often cite the US Supreme Court case of Grigsby v. Russell as one of the central tenets of the life settlement industry. It is invoked whenever anyone questions the seemingly peculiar idea of selling a life insurance policy. It is the fundamental reason we are able to help people realize the benefit of an Read more >>
A modified endowment contract (MEC) is the federal government’s classification for a life insurance contract whose premiums have surpassed legislated limits. MECs can have useful tax implications for estate planning, but they can also present a pitfall for life insurance policyholders who find themselves inadvertently holding one. Thus, it is imperative for anyone paying life Read more >>
See How Much Your Policy May Be Worth
GET ESTIMATE
