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Magna Life Settlements - Life Settlements

Long Term Care Insurance [2020 Guide]

If you live in the United States today, odds are you will need long term care at some point. Long-term care insurance is a type of insurance designed to help you pay for this type of care. Nursing homes, medical rehab, and even in-home care may be covered by a quality long term care insurance Read more >>

In-force illustration - Magna Life Settlements

What Is An Inforce Illustration?

An inforce illustration projects the current costs of your life insurance policy from lapsing. Every year more seniors realize the benefit of exploring a life settlement to get an immediate benefit from an unneeded life insurance policy. As settlements become a more popular option, consumers are realizing that they can investigate and enter into life Read more >>

Life Settlement Guide

Selling Your Life Insurance Policy

A life settlement is the sale of an inforce life insurance policy for a market value return. Policyholders receive more than the cash surrender value of their policy but less than the death benefit at maturity. The market value depends on the age and health condition of the insured, but often is in the range Read more >>

life settlement math

Life Settlements White Paper Archive [2020 Guide]

Below you will find comprehensive guides to make it easier for you to understand the Life Settlement Industry. Original research and insights from the Magna Life Settlements team can be found for the following: Delving Into the Life Settlement Numbers The Math of Life Settlements [Whitepaper] The adage that knowledge is power is never more Read more >>

Portrait of senior businessmen . Happy and satisfied.

Cash Surrender Value [Facts and Options]

A cash Surrender Value is the total amount of cash an insurance company will pay to a policy holder or an annuity contract owner. When a life insurance policy has outlasted its usefulness, the first step is for a policyholder to consider the best next option, and for universal and whole life policies that process Read more >>

How to Prepare for Historic Wealth Transfer From Boomers to Generation X

How to Prepare for Historic Wealth Transfer From Boomers to Generation X

A stunning wealth transfer from boomers to Generation X has significant repercussions. According to a recent report from Cerulli and Associates, Baby Boomers will transfer approximately $68 trillion in assets to their heirs or charitable organizations in the next quarter century. Most of that money will end up in the hands of Gen Xers, making Read more >>

What is a Life Settlement? [2019 Guide]

What is a Life Settlement? [2020 Guide]

In many circumstances, a life insurance policy is an important investment that can benefit those left behind when a loved one dies. Many financial advocates would recommend life insurance to a client, but those same advisors understand that the efficacy of life insurance often runs its course. What alternatives exist for older policy holders who Read more >>

Questions to Ask Yourself Before Lapsing Your Policy - Magna Life Settlements

Lapsing Life Insurance Policy: Options in 2020

Sometimes insurance policies that seemed like a good idea during an individual’s middle-aged years can become a burden as that person ages. There are good reasons for a policyholder to shed such an unwanted policy, but what many people don’t understand is that there are other options to lapsing a life insurance policy. If premiums Read more >>

Active older Americans riding bicycles

Trends In America’s Aging Senior Population

Everyone who works with seniors knows that the American population is older than ever before, but what are the broader implications of this upward aging trend? How can people over 65 and their advocates optimize the retirement years? Dan Veto, a senior advisor for Age Wave, addressed these questions in depth at the Life Insurance Settlement Read more >>


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